Representative 278% APR

We don't charge any service fees!


Get a loan between £100 and £2,000

How much would you like to borrow?

Over how many days? 20 Days

Loan: £1000

Interest £130.81

Total: £1130.81

Get cash in you bank by:

Warning: Late repayment can cause you serious money problems. For help please visit
moneyadviceservice.org.uk. Borrow £550 and pay £98.54 per month for 12 months at a fixed interest rate of 172% per year. The total charge is £632.50 (all interest).
The Total Repayable is £1182.50. 399% APR Representative.


Weekend Payday Loans

So, it's the weekend or too late at night and you are not sure where to turn to get after hours financial help? Look no further, Handy Loan is here to help! We operate 24/7 and offer speedy loan processing in the UK. We strive to complete your loan without delay and with no hassle. (On most occasions, payout is made in the same day or next working day if you apply at the weekend).

Borrow from £200-£2000

Apply on Saturday or Sunday

Apply on holidays

Online decision in minutes

How it works

Select from £200 to £2000 on our calculator to see how much your repayments could be each month. It's so simple, put the control back in your hands today and apply online with confidence! You can tailor 3 to 18 month loans to your borrowing needs and can receive an online lending decision within minutes of you submitting an application! If you are accepted for a personal loan you should receive the money directly into your bank account by midnight on the day you signed your Loan Agreement.


    Take a couple of minutes to fill in our online form to apply for a three month loan for £200 - £2,000. Once complete, simply click submit and you will get a decision in a few moments.


    Your application, if suitable, will be placed with one of our lenders and you will be asked to read and accept your credit agreement. Your lender will let you know if you have been approved!


    Once approved, your money will be transferred into your bank account as soon as possible, making your cash emergencies a distant memory.

No one works hard for you to find you a short term loan! Grab £100 - £2500 Three months to eighteen months repayment

Fast Approval

Approval for a loan (poor credit possible)is usually made within one hour (usually less than 15 minutes) which allows borrowers to have cash quickly. Once approval is made funds are deposited straight away into the borrowers nominated bank account. The funds are usually available immediately but this may depend on the banking institution's guidelines for release of deposits made directly into an account.

24/7 Cash Loans

A payday loan is a short term loan that is designed to help people with pressing financial troubles such as an unexpected or late utility bill, groceries and auto repairs so you can get to work. While very useful, these loans can also be dangerous if you take one out knowing you cannot repay on the scheduled date. Failure to repay on time leads to additional charges and fee's and can worsen an already bad financial circumstance as well as potentially harming your credit.

Loan Proceeds

The loan proceeds are designed to help you through a short term financial problem such as house repairs, broken car, unexpected journeys, vet fee's and such. Proceeds should never be used for frivilous things such as eating out and buying video games! Also, because the loan has to be paid back so rapidly, you will not have to worry about hurting you credit any worse (unless you fail to repay).

15 Minute Loans

Our online loan service is designed to be as hassle free and quick (Less than 15 min) as possible with no paperwork and direct access to your money without unreasonable delay. Everything is handled online from application to getting your cash. We offer services on holidays and over the weekend. We offer a fast and very secure online loan finder service

Collection Practices

We are a broker so we do not collect money directly from customers. If you are having problems making a payment please contact the lender that you signed your loan agreement with so that you can discuss your payment options.

If you default on your loan without getting in touch with lender, they will endeavour to contact you first by phone, email or SMS

Lenders usually reserve the right to utilise the Continuous Payment Authority to continue to attempt to take payment from your card up to 90 days past your due date. This is only done if it is in line with the terms of your agreement. Please check your own Terms and Conditions on your signed loan agreement for details.

Non-repayment of your loan

Lenders do understand that people's circumstances sometimes change. If this is the case, you should let either ourselves or your lender know as soon as possible so that we can help you in the best possible way.

Important things to remember:

Don't borrow money if you know you will struggle to pay it back

Don't ignore the situation, contact your lender as your first port of call and they will help as much as possible

Please be aware that if do not repay your loan at the agreed date between yourself and your lender, this will result in your lender reporting your case to the Credit Reference Agencies; which may have a negative effect on your credit score. This may negatively impact your ability to obtain credit in the future for services such as car finance, mobile phone contracts or satellite TV subscriptions.

If you default, you may be charged a collection fee (which varies from one lender to another), plus interest on the balance outstanding at the interest rate payable under the agreement. You must pay your lender any reasonable expenses and costs that may be incurred in taking steps to enforce (for example, via County Court Judgements), or attempt to enforce, the lenders rights against you under your agreement.

Renewing your loan

Subject to your agreement with your lender and your circumstances, you may be eligible to renew your loan. Usually, lenders will only allow you to renew your loan a maximum of three consecutive times, please refer to your the Terms and Conditions of your agreement for details. The renewal process works by paying the interest only. If agreed, you lender will then extend your loan, plus interest, to the next time that you are paid. This ensures that the balance of your loan does not increases unlike some short-term loan providers.

Lenders will only renew your loan once they have express authority from yourself to do so and subject to their own criteria.

Being a member of the CCTA (Consumer Credit Trade Association) brings with it a reputation for maintaining the highest standards and following guidelines to ensure we bring our customers the best service possible.